Seeing this headline, you’re probably thinking this post will be about how you lose one full salary by staying at home, or perhaps what you’re giving up of yourself to raise your children. Not even close. This is about much more money I think I spend because I stay home.
When I was working, I certainly spent money while on the clock. Online shopping, Starbucks runs, liquid lunches, happy hours (actually sounds kind of fun!). You working people know the drill. Once I traded in my paycheck to raise my kid, I figured I’d budget and probably be spending less given the fact that there wasn’t much to do during the day while running after a little one. Fast forward to almost three years later at this SAHM (stay-at-home-mom) gig and I probably spend more money every day than I did when I was working. Hear me out…
My daughter goes to a preschool program so I have about two hours to myself a day. In this time, I usually go to the gym and run errands that are easier to do without a small child in tow. There’s always a shit ton to do, not to mention the few times I decide to treat myself to a tea or pedicure. ShopRite, Target, Starbucks, CVS, dry cleaners. The list is endless, especially when holidays and birthdays roll around. And sometimes it’s just nice to get out and break up the monotony whether I’m alone or with my little one.
After my two hours are up, I pick up my daughter and more money goes out the window. We’re pretty resourceful and don’t often treat ourselves to lunches out or fancy mall shopping sprees, but we are superfans of Dunkin’ Donuts and Starbucks. My child eats munchkins and chocolate milk, so added to my $5 chai tea latte or ice tea, this all adds up throughout the week. But I am oblivious most times, because I just reload my DD or Starbucks app and it’s like the money just magically appeared for me to fuel up. Then we run some errands, let’s say I didn’t get to Target while she was in school, so we go together. My kid wants everything. And when I say no and she melts down, sometimes the $7 stuffed Minion is worth it to avoid me losing my mind and her losing her shit even more. But how many $7 Minions and other crap do I purchase to either appease her or simply because it puts the biggest smile on her face? It all adds up.
I guess with the holidays, and the amount of trips to Starbucks and Dunkin’ I have recently made, it’s become a little more apparent to me that my spending habits have changed, and possibly increased a little, sans paycheck, even though I’m just trolling the ‘burbs versus gallivanting though the pricey city. Who knew staying home could cost so much (insert deep thought, quote or mantra here)?